35% of your net pay goes to a savings of some sort
45% goes to live (shelter, food, etc)
15% goes to you (entertainment, etc)
5% goes to charity
It really is that simple. It may be hard at first but you will figure out what you need to cut and what you don't as the months go by. Follow this simple equation and you will never have to worry about the long term.
Oh and if you need some help visit us at centssavvy.com
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